Effective Date: [7/20/25]
1. Information We Collect
CashSense Money Management is designed to help you manage your finances while maintaining the highest level of privacy and security. We collect minimal information necessary to provide our services:
- Financial Data: Transactions, accounts, budgets, categories, and financial goals you create within the app
- Device Information: Basic device identifiers for synchronization across your devices
- Usage Analytics: Anonymous data about app features used to improve functionality
- Account Information: Basic profile information for app personalization
2. How We Use Your Information
Your information is used solely to:
- Synchronize your financial data across your devices
- Provide budgeting insights and spending analysis
- Generate financial reports and trends
- Improve app performance and user experience
- Provide customer support when requested
3. Data Storage and Security
We implement the highest level of security measures to protect your sensitive financial data:
- All data is encrypted using bank-level encryption both in transit and at rest
- Your financial data is stored securely on your device and our encrypted servers
- We use secure authentication protocols including biometric authentication
- Regular security audits and penetration testing ensure ongoing protection
- We never store banking credentials or login information
- All sensitive data is tokenized for additional security
4. Data Sharing
We do not sell, rent, or share your personal financial information with third parties, except:
- When required by law or legal process
- To protect our rights or the safety of our users
- With your explicit consent for specific financial institution integrations you choose to enable
- With trusted service providers who assist in app functionality (all under strict confidentiality agreements)
5. Your Rights and Choices
You have the right to:
- Access, modify, or delete your personal financial data at any time
- Opt out of analytics collection
- Request a copy of all data we have about you
- Delete your account and all associated data
- Control which financial institutions you connect to the app
- Export your financial data in standard formats
6. Data Retention
We retain your financial data only as long as necessary to provide our services or as required by financial regulations. When you delete your account, all associated data is permanently removed from our servers within 30 days, unless retention is required by law.
7. Children's Privacy
CashSense Money Management is intended for users 13 years and older. We do not knowingly collect personal financial information from children under 13. If we become aware that we have collected such information, we will take immediate steps to delete it.
8. Third-Party Integrations
CashSense may integrate with financial institutions and third-party services to import transaction data. These integrations:
- Are entirely optional and require your explicit consent
- Use read-only access to your financial accounts
- Are secured using industry-standard encryption and authentication
- Can be revoked at any time through the app settings
9. International Users
CashSense complies with applicable privacy laws including GDPR for European users and CCPA for California residents. Users outside the United States should be aware that data may be transferred to and processed in the United States under appropriate safeguards.
10. Changes to This Policy
We may update this privacy policy from time to time. We will notify you of any material changes through the app or via email. Your continued use of CashSense after such changes constitutes acceptance of the updated policy.
11. Contact Us
If you have any questions about this privacy policy or our data practices, please contact us:
- Email: info@dhdsoftware.com
- Phone: (919) 750-8561
- Address: DHD Software Development, LLC
This privacy policy was last updated on [7/20/25]. We encourage you to review this policy periodically to stay informed about how we protect your financial information.
